the future is uncertain
30 years ago, there were over 10,000 banks in the U.S. Today, that number has dropped to just over 4,000, and it’s expected to decline another 50% by 2045. If your institution is to be one of the approximately 2,000 institutions left, it must adapt and grow beyond the traditional banking business model. Actions taken in the next five years will determine which banks will grow and thrive, and which will trend toward irrelevance.
you can shape the future
What is bank2045?
Bank2045 is a membership organization for community banks that aim to actively shape a new blueprint, vision, and strategy for the community banking industry. It is a collective of innovators seeking like-minded leaders who want to collaborate over the next five years to modernize both their banks and the industry as a whole. The visionary members of Bank2045 will transform banking from the traditional branch model into a digital experience, where customer engagement primarily occurs through a platform, while still preserving the core competitive advantages of community banks.
Bank2045 offers an online forum and resource center, and will also host in-person events to explore discussions that will shape the future of the industry.
Architect your bank’s future, with peers.
⚡ Join the conversations that will reshape community banking, and lead your market and customers into the future.
Spring Event – Nashville
May 2025
Our kickoff event TBD.
Fall Event – Sarasota November 2025
Our second event TBD
Top Features
✓ Peer Collaboration
✓ Insightful Conversations
✓ Actionable Strategies
“Within 5 years, we expect to have impacted our industry in a way that produces a new banking business model, profitable growing institutions, and a strong network of community banks on a similar journey. Our banks will be equipped to compete with neobanks and the latest payment apps, offering genuine financial partnerships to consumers and small businesses in the communities they serve.”
01
2 banks per state
Innovators only
A naked blonde walks into a bar with a poodle under one arm and a two-foot salami under the other.
02
50 attendees per event
focused discussions
She lays the poodle on the table. The bartender says, ‘I suppose you won’t be needing a drink.’
03
Not vendor led
unbiased strategies
Naked lady says….
04
elite community forum
ongoing engagement
Naked lady says….
Join the bank2045 Collective.
✓ Elite wheelhousing
✓ genius insights
Why should our bank join bank2045??
Community banks should join bank2045 who want to collaborate with peers to transform community banking in order to survive and thrive in the new digital landscape.
Who can join bank2045?
bank2045 is focused on community banks under $2 billion in assets with a local to regional footprint, operating in one to five states.
When does bank2045 meet?
bank2045’s initial event will happen in the spring of 2025. An online community portal is currently being established for continued conversation Inquire about getting involved early to lock in your seat at our kickoff event.
What can I expect from a bank2045 event?
Attendees can expect a collaborative spirit of leaders helping to gain clarity and actionable plans to move their intuitions, and the industry, forward.
Who from our bank should attend bank2045?
C-Level executives and board members are the ideal candidates to participate, but any director level employee that has an ownership stake in digital transformation and customer experiences would benefit.
Where does bank2045 meet?
Location is still TBD. Subscribe to our newsletter to stay in the loop as plans develop.
Jan 2025
bank2045 forum Live
Our online platform will go live by Jan 2025 to begin framing discussions and establishing our collective.
Mar 2025
25 member banks
Goal of 25 community banks onboard, which will commit us to bank2045’s first event.
May 2025
First Onsite Event
First onsite event, to be held at a date/time/ location TBD.
Aug 2025
50 Member Banks
Goal to have 50 member banks involved, which is our limit.
Nov 2025
Second Onsite Event
Second onsite retreat to be held at a date/time/location TBD.
Seeking further clarification?
You have questions? Let’s have a discussion.